Relay is a no-fee, online banking and money management platform. Spend, save and plan more efficiently with unparalleled clarity into operating expenses, cash flow and accounts payable.





Robust banking features for you and your team—without the usual fees, branch visits or paperwork

Relay is a powerful money management platform that helps you stay on top of cash flow, operating costs and team spending
Organized cash and expenses
Compartmentalize income, expenses and cash reserves into separate checking accounts
Compartmentalize income, expenses and cash reserves into separate checking accounts
Create single-purpose debit cards—like a marketing expenses card—to easily keep track of team spending
Set daily spend and ATM withdrawal limits for each debit card
Detailed transaction data and accounting integrations make it easy to keep meticulous records of cash flow
Upgrade to Relay Pro to unlock bill approval and payment features within your bank account


FDIC Insurance up to $3M available for funds on deposit via Thread Bank, Member FDIC
Cards are covered by Mastercard® Zero Liability Policy
Logins are protected by two-factor authentication and biometric security