Never lose
a receipt

Receipt Management for Small Businesses

Centralize receipt collection in Relay and stay effortlessly audit-ready. Stop chasing team members for receipts and start capturing them the moment a purchase happens.

Stop losing receipts

Relay is a financial technology company, not a bank. Banking services are provided by Thread Bank; Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

  • Trustpilot
  • Xero
  • Nerdwallet
  • Intuit Quickbooks
Every line, every item, every dollar

Meticulous expense tracking
without the receipt chasing


Set a receipt policy

A receipt for
every expense

Set receipt collection requirements for card transactions so team members always know when they need to collect proof. We’ll do the chasing for you with instant text reminders and keep you posted with a list of receipts that are still missing.

Three transacations with notification for missing receipt.


Save receipts in Relay

Digital proof before it goes poof

We make it easy for cardholders to snap pictures of receipts before they wind up crumpled and lost. Digital or paper receipts can be uploaded or email-forwarded to Relay in seconds, so they’re safely stored and easily found when you need them—forever.

Expense in Relay mobile app with an attached image of a receipt.


Manage everything in one platform

Banking + receipts: A business meet-cute

Goodbye, chaotic and jerry-rigged systems of shoeboxes or digital folders. Hello, receipt management that’s seamlessly integrated with your free business banking account—no pricey extra subscriptions required.

An expense that auto-matched with an attached receipt

Don’t clean it up at the end.
Get it right from the start.

  • Make saving receipts a happy habit

    Instant reminders make sure you—and your team—snap a receipt photo the moment a purchase happens. The proof you need gets safely stored before it ends up crumpled and lost.

  • Always be audit-ready

    Stay organized and ready for the IRS with digital proofs for every purchase. No more hunting through inboxes or receipt boxes—just straight-talking numbers and stress-free audits.

  • Empower team spending without messy reimbursements

    Using Relay cards alongside a receipt policy gives you a safe and secure way to enable team spending—no personal cards or expense reports required. From coffees to car rentals, all employee expenses can be covered without the reimbursement rigmarole.

  • Make instant sense of every expense

    Coming soon: make your workflows even more seamless with direct integrations to Xero and QuickBooks Online. With our upcoming integrations, you'll be able to code receipts in Relay and export them directly to your accounting software.

What small businesses are
saying about Relay

Amazing watchdogs for my money

Great experience as a small business owner! They are vigilant and amazing watchdogs for my money!

Banking with Relay

Keeping your business on the money

Relay’s online business banking platform puts you in control of your cash flow. See all the ins and outs without any blind spots or doubts.

  • No account fees, overdraft fees, or minimum balances

  • Up to 20
    checking accounts

  • Up to 2 savings accounts with 1.00% to 3.00% Annual Percentage Yield1

  • 50 virtual or physical Visa® debit cards

  • Send and receive via ACH transfers, wires, checks, Stripe, Square, and more

  • Make banking collaborative with role-based user permissions for team members, accountants, and bookkeepers

  • Get personalised customer support when you need it by phone, email, or chat

  • Direct integrations with QuickBooks Online and Xero

You can stop chasing
employees for receipts now

And your accountants and bookkeepers will stop chasing you, too.

Stop the monthly receipt hunt