Business banking built for e‑commerce

Relay is an online banking and money management platform built to keep your online store on the money. Apply for an account in minutes.

Why Relay

Built for Growing Businesses

Get unparalleled clarity into operating expenses, cash flow and every transaction.

  • Open up to 20 individual business checking accounts

  • Issue 50 virtual or physical Visa® debit cards to your team

  • Collect payments from PayPal, Stripe, Square and more

  • Payments via ACH transfers, check and wire

  • Schedule recurring payments to put expenses on autopilot

  • Get personalized customer support when you need it

I've been looking for a way to open multiple accounts using the Profit First for Ecommerce Sellers methods. I tried opening multiple accounts at both local and national banks. Inevitably, I'll receive eye rolls because it must be such a hassle for the bankers. Relay syncs with Xero and give me real accounts with routing numbers. Just received my debit card in the mail and I couldn't be happier. Thanks, Relay.

Frankie Fernandez
source: Trustpilot

Why bank with Relay

Built for growing businesses

Get unparalleled clarity into operating expenses, cash flow and transactions.

  • Manage all banking online

    Get your business banking done the way you already work — online. Apply for a Relay account in minutes and manage all your banking online or through Relay’s mobile app.

  • Get unlimited payments

    Get your payees to upload their own payment details so you can send them checks and next-day ACH transfers for free.

  • Avoid banking fees

    Relay’s business banking and money management platform is free. Your cash won’t be tied up in account fees, minimum balance requirements or overdraft fees. Plus, ATM withdrawals are free at any Allpoint ATM.

  • Speed up accounting

    Manage banking together with business partners and staff—no matter where they are—without ever visiting a branch. Plus, provide secure, read-only access to your accountant or bookkeeper whenever needed.

What small businesses are
saying about Relay

"We have had a great experience with Relay and I plan to use this for my businesses moving forward. It makes it very easy to add accounts, cards, users, vendors, etc. I can separate our cash with certain projects or initiatives so that our budgets are already set. All around, very solid company that I look forward to working with in the coming years."

Ready to be on the money?

FDIC insured through Thread Bank2,3 | Visa® Zero Liability Protection3

Bank with Relay