Business Banking Platform Built For Home Services
Relay is purpose-built for home services businesses, with easy-to-use tools that allow you to better control cash flow and streamline your everyday money management tasks.
Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The Relay Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. The Relay Visa Credit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa cards are accepted.
BUILT TO BOOST YOUR BOTTOM LINE
No hidden fees or minimum balances eating into your margins
Savings with up to 3.00% Annual Percentage Yield (APY)1
All the payments you could need—ACH, check and wire
Up to 20 checking accounts to budget by job, crew or category
1.5% cash back* on credit card4 spending
FDIC insurance up to $3M2
for funds on deposit. Pass-through insurance coverage subject to conditions.
BUILT TO HANDLE THE
BACK-END OF YOUR BUSINESS
From full-day installs to quick service calls, home service pros are always moving—and so is the money. Relay helps you keep jobs funded, crews paid, and cash organized, without wasting hours on spreadsheets or bank visits.
Track every dollar like it’s on the clock
Create up to 20 checking accounts to split income by job, crew, or expense type. You’ll always know what’s earmarked for expenses, what’s set aside for payroll, and what’s actually available to spend.
Keep cash moving and crews working
Relay supports same-day ACH transfers, wires, and checks with no hidden fees. Fund your next job, or your next stop, without slowing down.
Set aside profit before it disappears
No more robbing one job to pay for the next. Relay’s automated transfers help you organize every deposit the moment it hits your account.
TOOLS THAT WORK WHERE YOU DO
Manage Money on the Move
You don’t sit behind a desk all day, and Relay is built for that. Manage accounts, approve payments, and check balances wherever your job takes you with our highly-rated mobile app.
Control Team Spending with Ease
Give your crew the tools to buy what they need, without losing control. Issue up to 50 debit cards with spend limits, and track every gas up, supply haul, and coffee run in real time.
Stay Protected with Role-Based Access
Protect your business from theft and fraud with customizable account permissions. And if someone leaves, freeze cards and revoke access with a tap.
Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The Relay Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. The Relay Visa Credit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa cards are accepted.
Ready to be on the money?
Talk to an expertLESS TIME CHASING CHECKS, MORE TIME CALLING THE SHOTS
Relay helps you invoice faster, get paid quicker, and keep your books clean—so you can stop chasing payments, and start running your business like a boss.
Make invoicing effortless
Send professional invoices and automatic reminders right from Relay. Payments land in your account, no extra tools required.
Sync your books without the cold sweats
Relay syncs with QuickBooks Online and Xero using real-time feeds that don’t break. Your books stay accurate, your categories stay clean, and your accountant stays happy.
Ready to stop sweating the cash flow tightrope?
Relay gives home service pros the structure, speed, and visibility they need to stop scrambling and start scaling—without missing a beat.
Talk to an expert