Relay is digital banking built to give small business owners the tools and know-how to be great with money. By connecting accounts, cards, bills, invoices, capital, and more together in one place, Relay replaces financial guesswork with real visibility, helping owners turn cash flow from a constant source of stress into a signal they can use to run stronger, more resilient businesses.

Yes. With Relay, you can open up to 20 dedicated checking accounts and automatically separate money based on what it’s for. That way you always know what cash is available and what’s already spoken for.

Yes. Relay lets you issue physical and virtual Visa^® debit cards³ with built-in controls, so employees can buy parts, fuel, tools, or supplies without giving them access to all of your business funds. You can manage spending more clearly and keep shop purchases easier to track.

Yes. Relay helps small businesses manage bills and pay vendors from one platform. Auto repair shops can use Relay to organize, approve, and pay bills by ACH, wire, or check, making it easier to stay on top of parts suppliers, rent, insurance, and other recurring expenses.