Business banking1 builtfor HVAC contractors.
Take control of your cash flow and protect your margin year-round.
Keep income clearly separated- Pay suppliers by ACH or wire
- Issue debit cards³ to your team
- Track what’s in, out, and due
BUSY SEASON ENDS. CASH GETS TIGHTFAST.
Relay structures your cash in one place, so you can see where you stand, make decisions with confidence, and stay in control through every season.
See exactly whereyour money's going.
Create up to 20 checking accounts1 without hidden fees.
Set aside money as it comes in for payroll, taxes, and equipment.
Keep service, install, and maintenance income clearly separated.
Track spendacross your team.
Issue up to 50 Visa® debit cards3 with customizable limits.
See parts, fuel, and supply house purchases in real time.
Let technicians buy what they need without losing control.
Stay on topof every expense.
Add receipts to every purchase as they happen.
Track and categorize transactions automatically.
Sync with QuickBooks or Xero so books stay accurate.
“I especially appreciate the ability to create multiple checking accounts, set up clear financial organization, and easily manage cash flow without unnecessary complexity.”
JAG
Keep installs moving without payment delays.
Forward supplier invoices and track what’s due in one place. Pay distributors and supply houses quickly by ACH, wire, or check without switching between systems.
Keep cash flowing across every type of work.
Request payment as soon as service or installs are done, and follow up automatically so cash keeps moving even when timing varies.
Get started in minutes
Easy sign up
No credit check
No minimum balance
No hidden fees
Your questions,answered.
Relay is an online business banking1 and money management platform designed to help small businesses take control of their cash flow. With Relay, you can:
- Organize cash with up to 20 accounts, including two savings accounts with up to 3.00% APY1.
- Issue up to 50 physical and virtual Visa® debit cards3.
- Print third-party check books with your Relay account and routing number.
- Withdraw cash at Allpoint ATMs.
- Deposit cash at Allpoint+ ATMs and at 90K+ Green Dot Network participating retailers.
- Collect payment from tools like Stripe, Square, Shopify and more.
- Use auto-transfer rules to move cash between accounts automatically.
- Give team members and financial advisors secure, role-based access.
- Get personalized customer support by email.
Relay lets you separate your money as it comes in—so you can set aside cash during peak months and hold it for slower seasons. Instead of relying on one balance, you can clearly see what’s reserved for payroll, taxes, and overhead, and what’s actually available to spend.
Absolutely! You can use role-based permissions to provide employees and advisors with the exact level of access they need to help with bill payments, debit card management, bookkeeping, and more. Each user will have their own login credentials to keep your account safe.