Working capital without therunaround.
A simpler way to access funding—without adding more work to your day.
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See your offer up front
Get funded in 1–2 days
All in your Relay dashboard
Relay Term Loans
Fast, flexible funding
Everything all in one place.
Offers without smoke or mirrors.
Built for whatever's next.
Payments you can plan around.
How Relay Term Loans work:
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Tried and trusted by
businesses like yours
I found the process very quick and easy.
Far less hassle than traditional methods. We are using the loan for cash flow. While we have a lot of money outstanding, this helped bring in necessary funds to help stop the squeeze.
Derek & Ashley Nelson
Ashder LLC.
Tried and trusted by
businesses like yours
I found the process very quick and easy.
Far less hassle than traditional methods. We are using the loan for cash flow. While we have a lot of money outstanding, this helped bring in necessary funds to help stop the squeeze.
Derek & Ashley Nelson
Ashder LLC.
Your questions,answered
A term loan is a type of business loan where you receive a lump sum upfront and repay it over a fixed period with regular payments.
Most term loan applications receive a decision within minutes, though some may take up to 24 hours depending on the details provided.
Funds from a term loan are typically available within 1–2 business days after an application is approved.
Most applications start with a soft credit check, which does not impact your credit score. If you choose to proceed with an offer, a hard credit check may be required.
You repay your term loan in fixed installments on a recurring basis over a set period of time.
Every term loan offer includes a clear breakdown of costs and repayment terms upfront, so you know the full price of the loan before accepting.
Yes, repayment activity may be reported to business credit bureaus, which can help you build your business’s credit profile over time.