Gusto

Unified business banking and payroll

Relay's Gusto integration meaningfully connects banking and HR platforms to help you stay on top of your payroll.

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  • No hidden fees
  • FDIC Insurance up to $3M available for funds on deposit via Thread Bank, Member FDIC2
  • Visa® Zero Liability Protection

Never, ever miss a payroll cycle

To help you and your team members steer clear of the grief of a missed payroll, you will be alerted two weeks before a scheduled payroll if insufficient funds will cause the transaction to fail.

Relay payroll shortfall alert.

Get thorough payroll transaction data

Stop wasting time trying to decode payroll payments. Relay's transaction data specifies payroll cycle and debit type, like net salary, tax deduction, and reimbursement payments. You will also see the recipient and payment method for all contractor payments.

Relay payroll transaction details.

Instantly add team members from Gusto

Import your team members from Gusto into Relay for super-speedy bank account provisioning. Assign each imported team member role-based user permissions so they can securely help out with day-to-day money management and get access to debit cards.

Relay team member provisioning.
Banking with Relay

Keeping your business
on the money

Relay’s online business banking platform makes it easy to wholly
understand what you’re earning, spending and saving.

Get started with Relay
  • Bank without worrying about hidden fees, overdraft fees or minimum balances
  • Open up to 20 individual checking accounts to organize cash and expenses
  • Assign up to 50 physical or virtual Visa Debit Cards to your team members
  • Pay vendors using ACH transfers, international and domestic wires and checks
  • Make banking collaborative with role-based user permissions for team members, accountants and bookkeepers
  • Get personalized customer support when you need it by email

Ready to be on the money
all the time?

Let's Bank

Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Pass-through insurance coverage is subject to conditions2.