BANKING BUILT FORPROJECT-BASED BUSINESSES.

Relay helps you organize income, expenses, and spending by project so you can keep jobs funded, teams moving, and margins visible.

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Overhead view of a contractor walking through an active construction siteOverhead view of a contractor walking through an active construction site
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Run every project like its own business.

When you’re managing multiple jobs, clients, or builds, your finances aren’t linear.Each project comes with its own budget, vendors, deposits, and targets.Instead of forcing everything into one account, Relay was built different.

ORGANIZE CASH
ORGANIZE CASH

ORGANIZE CASHBY PROJECT

Create up to 20 checking accounts for each client, project, or job and keep income and expenses clearly separated. No more guessing what money is available. No more robbing one job to pay for another.

CONTROL TEAM
CONTROL TEAM

CONTROL TEAMSPENDING

Issue debit cards³ to specific accounts, so spending stays aligned with the right job. Each card has built-in controls, making it easy to delegate spending without losing oversight.

SPEND LESS TIME
SPEND LESS TIME

SPEND LESS TIMEFIXING THE BOOKS

Connect your Relay account directly to Quickbooks or Xero, so your transactions sync automatically and reconciliation stays clean. Instead of sorting expenses after the fact, your finances stay organized from the start.

KNOW WHERE EVERY
KNOW WHERE EVERY

KNOW WHERE EVERYPROJECT STANDS

See your real cash position per job in real time so you can track available funds by project, keep budgets protected, and make faster decisions about spending and staffing.

THE PROJECT-BASED BUSINESS BANKING GUIDE

Learn how to organize your finances by job with a free resource designed specifically for businesses like yours.

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After 26 years with big business banks, Relay has been a breath of fresh air. The ability to organize multiple accounts, manage spending, and keep everything transparent has been huge.”

M BRADY, TRUSTPILOT

Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Pass-through insurance coverage is subject to conditions2.