Business debit cards for your whole team.
Issue up to 50 Visa® cards to employees and get the visibility and control that a single shared card never gave you.
Issue up to 50 Visa® cards to your team and get the visibility and control that a single shared card never gave you.
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The right card for every expense.
Pay vendors, cover travel, buy supplies, and withdraw cash from any ATM with up to 50 physical, virtual, or temporary debit cards. If they take Visa, you’re covered.
The right context for every swipe.
Instead of one card tied to everything, every expense, team, or project gets a purpose-built card. See who spent what, where, the moment a purchase is made.
The right controls for every card.
Give employees their own cards. Set spending limits, require approvals, and restrict transactions by vendor or category. If something looks off, freeze it instantly.
Limited-edition cards.
Unlimited uses.
From gas cards to gift cards, seasonal designs match the card to the category. At a glance.
Pool card is selected.
Clearer spending.
Cleaner books.
Receipt
Attach proof of every purchase with automatic text reminders the moment a card is used.
Review
See who made the purchase, which card was used, and what it was for, right in your banking feed.
Reconciliation
Sync to Xero or QuickBooks Online to reduce manual entry and make this your fastest month-end yet.
Your questions, answered.
A business debit card is a payment card linked directly to your business checking account. When you make a purchase, the funds are withdrawn from your available account balance immediately instead of borrowing money like a credit card.
With Relay, business debit cards are built for modern, multi-person businesses. You can issue up to 50 physical or virtual Visa® debit cards to employees and contractors, set spending limits, require approvals, and track every transaction in real time from your dashboard.
Relay debit cards can be used anywhere Visa® is accepted and include built-in expense management tools like receipt capture and QuickBooks Online or Xero integrations.
A business debit card works by pulling money directly from your business bank account at the time of purchase.
When a transaction is made:
- The card is authorized
- Funds are checked in your account
- The payment is approved or declined
- The money is withdrawn from your account
Unlike a business credit card, there is no borrowing, interest, or monthly repayment involved.
Yes. Relay is designed for team spending. You can issue up to 50 Visa® business debit cards to employees and contractors with built-in controls that help you manage company spending without sharing a single card across your business.
With Relay, you can:
- Set spending limits by card or user
- Require approvals before purchases
- Restrict spending by vendor or category
- Freeze or cancel cards instantly
- Create virtual or temporary cards
- Track employee spending in real time
- Automatically request receipts after purchases
Every card has a clear owner, and every transaction is tied to a specific person, making it easier to manage expenses, reduce off-policy spending, and simplify bookkeeping.
Yes. Relay lets businesses create virtual business debit cards for online purchases, subscriptions, vendor payments, and recurring expenses. Instead of sharing one card across multiple tools or team members, businesses can create purpose-built virtual cards for specific vendors, projects, or functions.
Yes. Relay business debit cards include built-in controls that help businesses manage spending securely, including:
- Instant card freezing and cancellation
- Vendor and merchant category restrictions
- Spending limits
- Approval workflows
- Real-time transaction visibility
- Physical and virtual card controls
If a card is lost, stolen, or being misused, you can lock it instantly from your Relay dashboard.
Yes. Relay business debit cards are designed to help businesses manage expenses, automate bookkeeping, and reduce manual reconciliation work.
Every transaction can be tied to a specific team member, vendor, project, or budget. Businesses can issue dedicated cards for different expenses and track spending in real time.
By the time your accountant or bookkeeper reviews the transactions, receipts and categories are already attached, helping businesses close their books faster and with less manual work.