Bookkeeping without the headaches

Speed up, simplify and take the pain out of reconciliation.

Get started with Relay
  • No account fees
  • FDIC insured up to $3M via Thread Bank2,3
  • Visa® Zero Liability Protection3

Seamlessly connect banking to your accounting software

Relay’s direct sync with Xero doesn’t break and it doesn’t skip or duplicate transactions. You will see the most up-to-date and accurate banking data every time you log into Xero.

Don’t waste time deciphering transactions

Relay syncs comprehensive data into Xero, including:

  • Clean, standardized vendor names and auto-categorization for all card purchases
  • A reason for payment for all outgoing payments
  • Check images directly embedded into deposit transactions

Say goodbye to tax season jitters

Relay’s direct Xero integration and detailed transaction data make it easy to ensure your books are detailed, accurate and reconciled at the end of every month—saving you time (and a lot of stress) when tax season rolls around.

Banking with Relay

Keeping your business
on the money

Relay’s online business banking platform makes it easy to wholly
understand what you’re earning, spending and saving.

Get started with Relay
  • Bank without worrying about account fees, overdraft fees or minimum balances
  • Open up to 20 individual checking accounts to organize cash and expenses
  • Assign up to 50 physical or virtual Visa® Debit Cards to your team members
  • Pay vendors using ACH transfers, international and domestic wires and checks
  • Make banking collaborative with role-based user permissions for team members, accountants and bookkeepers
  • Get personalized customer support when you need it by email

Ready to be on the money
all the time?

Let's Bank