Simple and powerful business banking for you and your team

Relay is a no-fee, online banking and money management platform. Spend, save and plan more efficiently with unparalleled clarity into operating expenses, cash flow and accounts payable.

FDIC Insured up to $250K | Mastercard Zero Liability Protection

Barrier-free business checking

Robust banking features for you and your team—without the usual fees, branch visits or paperwork

  • Open up to 20 individual business checking accounts
  • Issue 50 Mastercard® debit cards to your team
  • Send and receive ACH transfers, checks or wires
  • Collect payments from PayPal, Stripe, Square and more
  • Schedule recurring payments to put expenses on autopilot
  • Get personalized customer support when you need it
No account fees
No account minimums
No overdraft fees
No withdrawal fees
at Allpoint ATMs
"Relay feels more like a partner that is trying to help you grow and operate your business—not another hindrance or obstacle that you face as a small business owner. It’s a more intelligent and innovative way to manage your money than traditional banking.”

Eddie Hollenbeck,

Owner at Flapjack Agency

Banking that makes
bookkeeping seamless

Detailed transaction data and accounting integrations make it easy to keep meticulous records of cash flow

  • Get comprehensive data for every incoming and outgoing transaction
  • Speed up bookkeeping by syncing transaction data directly into QuickBooks Online or Xero
  • Empower your accountant or bookkeeper with their own role-based Relay login

Security that gives you peace of mind

Relay accounts are FDIC insured up to $250,000

Cards are covered by Mastercard® Zero Liability Policy

Logins are protected by two-factor authentication and biometric security

Small businesses love Relay

"I have never been a part of a bank that chooses to invest so much in its users. Relay has all of the benefits that I could ever ask for or need.I tell everyone I can if they are looking for a bank that checks all of the boxes,then they have to check out Relay Financial!"

Tyler Bushong

"It's literally so easy to open an account. I have not experienced that anywhere else. I hate administrative red tape, like having to call people. As a small business owner, it's great becauseRelay makes banking really easy and time-efficient for me."

Jess Vossler

"Excellent response time from customer service and a really seamless interface.Now I'm up and running with my first ever business bank account and it was seriously a breeze!"


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