Unified business banking and payroll

Relay’s Gusto integration meaningfully connects banking and HR platforms to help you stay on top of your payroll.

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  • No account fees
  • FDIC insured up to $3M via Thread Bank2,3
  • Visa® Zero Liability Protection3

Never, ever miss a payroll cycle

To help you—and your team members—steer clear of the grief of a missed payroll, you will be alerted two weeks before a scheduled payroll if insufficient funds will cause the transaction to fail.

Get thorough payroll transaction data

Stop wasting time trying to decode payroll payments. Relay’s transaction data specifies payroll cycle and debit type (like net salary, tax deduction, reimbursement payments). And you’ll also see the recipient and payment method for all contractor payments.

Instantly add team members from Gusto

Import your team members from Gusto into Relay for super-speedy bank account provisioning. Assign each imported team member role-based user permissions so they can securely help out with day-to-day money management (like paying the bills) and get access to debit cards.

Banking with Relay

Keeping your business
on the money

Relay’s online business banking platform makes it easy to wholly
understand what you’re earning, spending and saving.

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  • Bank without worrying about account fees, overdraft fees or minimum balances
  • Open up to 20 individual checking accounts to organize cash and expenses
  • Assign up to 50 physical or virtual Visa® Debit Cards to your team members
  • Pay vendors using ACH transfers, international and domestic wires and checks
  • Make banking collaborative with role-based user permissions for team members, accountants and bookkeepers
  • Get personalized customer support when you need it by email

Ready to be on the money
all the time?

Let's Bank