Special offer for Bench referrals

Get $50 when you fund a Relay account

Relay is a no-fee, online banking platform that helps small businesses collaborate with their bookkeeper and get unparalleled visibility into cash flow.

Open a Relay account Terms and conditions

Offer applies to users who do not yet have a Relay account. Offer requires that you deposit at least $1 into your Relay account, after which $50 will be deposited by us into your Relay account. For clarity, after the deposit of $1 into your Relay account to comply with this offer, Relay does not require a minimum balance in your Relay account.

No account fees
No account minimums
No overdraft fees
No withdrawal fees at Allpoint ATMs

Business banking for organizing your cash

Relay makes it easy to organize your business expenses. Open multiple checking accounts, allocate cash for upcoming expenses, set spending limits on cards, and easily collaborate with your bookkeeper.

Give your Bench bookkeeper read-only access to banking
Open up to 20 individual business checking accounts
Issue 50 Visa® debit cards to your team
Schedule recurring payments to put expenses on autopilot
Send and receive ACH transfers, checks or wires
Get personalized customer support when you need it

Relay is a more intelligent and innovative way to manage your money than traditional banking.

Eddie Hollenbeck
Owner at Flapjack Agency

Online banking built for small business

Get unparalleled clarity into operating expenses, cash flow and every transaction.

Open a free account Terms and conditions

Collaborate easily and securely

Relay makes banking collaboration easy — with your business partners, your legal team, or your Bench bookkeeper. Share your bank statements with anyone that needs them by giving users secure, read-only access to your account.

Input to invite team members with differet permission levels like read-only, cardholder, and deposit-only

Stick to your budget

Relay helps you manage revenue and expenses with dedicated checking accounts for anything — income, profit, taxes, marketing or contractor payments. Stay on track by allocating cash to any account on a percentage or dollar basis.

Multiple checking accounts for Operating and Expenses

Avoid banking fees

Relay’s business banking platform is free. That means no account fees, no minimum balance requirements, no overdraft fees, and no fees for withdrawals at Allpoint ATMs.

Understand each transaction

With Relay, it’s easy to stay on top of what’s happening in your business. Every transaction is accompanied by detailed data — like who made each purchase, the vendor’s website, address, phone number and industry category.