All-in-one money management
Banking and financial workflow software bundled together for every part of the small business journey.
Relay is a financial technology company and is not a bank. Banking services provided by Thread Bank2, Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. The Relay Visa® Credit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa cards are accepted.
Starter
For solopreneurs and businesses just getting started.
Business banking essentials and simple tools to give you complete cash flow clarity.
Apply NowBanking
1.03% APY1
on savings accounts
1% cash back*
on credit cards
Bills & expenses
Bill creation, intake & management
Cards with built-in spend policies
Receipt collection & storage
Invoicing
ACH debit +1% of transaction amount
Payment request links
Invoice creation & tracking
Accounting integrations
Quickbooks
Xero
Grow
For small teams with growing cash flow complexities.
Tools and automations to put you in control of financials and free of shortfalls.
Trial Grow for 14 daysBanking
1.75% APY1
on savings accounts
1.25% cash back*
on credit cards
Everything in Starter, plus
Bills & expenses
Savings on payment fees
Multi-step bill approval rules
Customizable bookkeeping automation
Partial bill payments
Invoicing
ACH debit +0.75% of transaction amount
Branded invoices
Recurring invoices
Scale
For larger teams that want to scale more, faster.
AI-powered automation and insights to help you save time and max out margins.
Trial Scale for 14 daysBanking
3.03% APY1
on savings accounts
1.5% cash back*
on credit cards
Everything in Grow, plus
Bills & expenses
10 free same-day ACH per month
Bill payment automation
Out-of-policy spend requests
Invoicing
ACH debit +0.5% of transaction amount
AI-powered collections agent
Insights
Cash flow insights & forecasts
And more...
Special offers from Relay partners like Xero and Engine
Faster customer support by phone and email
Additional transaction fees apply. Full details are below.
RELAY COMES HIGHLY RECOMMENDED
Relay has been so great to me over the last three years. It has been so nice to be able to open multiple accounts without being charged ridiculous fees, like most big banks do.