Pumpkins, falling leaves, football season—fall has a new look in Relay. The latest limited-edition virtual card3 designs give you more ways to tell your cards apart at a glance, whether you’re separating spend by vendor, project, or team member.
And there’s more behind the new designs. Enhanced merchant controls give you more say over where each card can be used, while an updated Knot integration—a tool for switching cards inside Relay—makes it easier to move subscriptions and stored payment methods onto the right card.
Pick the card. Set its purpose. Then put the right controls behind it.
3The Relay Visa® Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa debit cards are accepted.
Draw the line before the purchase
Delegating purchases should get you out of the middle of every transaction. But if the only safeguard is a dollar cap, you’re still choosing between approving every purchase yourself and handing over a card that can be used almost anywhere.
Enhanced merchant controls let you scope each card to the spending it was created for. Relay now gives you much more precise control over where each card can be used, with rules checked in real time across millions of merchants and 300+ categories. You can restrict a card to select merchants or categories, set the dollar limit, and require approval above a threshold you choose. Those rules are enforced when the purchase is authorized, so out-of-policy spend can be declined before the money moves.
Broader coverage also means your rules can match the exact vendor or category you intend, rather than the closest option on a preset list.
Switch recurring spend without the runaround
When every card has a clear purpose, it becomes easier to see which recurring charges are still sitting outside it. In the day-to-day of running the business, software, ad platforms, and supplier accounts can keep renewing across shared cards long after you’ve created dedicated cards for that spend.
Getting those charges onto the right cards has typically required working merchant by merchant: switch one payment method, hit another login wall, and the rest gets left for later. The updated Knot integration simplifies that process. Open card switching in the Relay app, select a merchant, sign in through the embedded flow, and set your Relay card as the default saved payment method. With Quick Switch, one Apple or Google login can surface other merchant accounts tied to it, letting you switch those payment methods in the same session.
Putting recurring charges on dedicated cards makes each renewal easier to trace and price increases easier to catch.
One card. One purpose. Clearer spend.
The more clearly purchases are tied to the card they belong on, the sooner you can see what they’re adding up to. On a project card, materials runs, fuel stops, supplier purchases, and other costs build into a running total while the job is still underway. You can adjust limits or rules as the numbers develop instead of waiting until closeout to understand the full cost.
With up to 50 virtual and 50 physical active cards per account, per cardholder, you can assign cards to projects, vendors, or team members, then close them when the job or engagement ends. Separate cards also mean credentials don’t have to be shared.
Together, that level of detail gives you real-time visibility by card, vendor, and category—the picture you need to manage profitability instead of piecing it together later.
More control when the work changes
Seeing where money is going while the work is underway gives you room to respond when the plan shifts. A job moves into a more expensive phase. A contractor wraps early. A subscription jumps in price. A card gets compromised. Because each card has its own purpose, limits, and rules, you can adjust the card to fit what happens next.
For crews, merchant and category rules can stay focused on the materials, fuel, and supplies they actually need, with approval reserved for larger purchases.
For projects, limits can move with the work while costs remain visible before the job closes.
For new hires and contractors, scoped virtual cards can be issued quickly and closed when access is no longer needed.
For fraud or misuse, exposure stays limited to one card, which you can freeze or reissue instantly.
The record can carry into your books, too. Receipts captured at the point of purchase can sync automatically to QuickBooks or Xero, so less of the transaction has to be reconstructed later.
Set the rules. Step out of the middle.
The bigger payoff is that more of the day-to-day can keep moving without routing every spending decision through you. Your team has room to make the purchases the work requires, while the boundaries you set stay with the card—giving you a way to delegate without handing over unrestricted access to the account.
It only takes a few minutes to put that setup in place. Choose a limited-edition Fall design in your Relay account, configure the controls for the job ahead, and hand off the card with the guardrails already in place.
