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Articles in Setting up and managing payments
- How to Set Up Payment Approvals in RelayPayment Approvals hold outgoing payments for review before they send. Rules can trigger on amount, method, initiator, vendor, source account, or whether a…UpdatedAugust 11, 2026
- How Long Do Relay Transactions Take to Settle?Settlement times at Relay depend on the transaction type: internal transfers process immediately, ACH takes 1–3 business days, and wires range from…UpdatedAugust 11, 2026
- How to Send an ACH From Your Relay AccountYou can send an ACH from any Relay checking account in about a minute once your payee is set up, choosing same-day or next-day delivery.UpdatedAugust 11, 2026
- How to Send a Same-Day ACH Payment on RelaySend a same-day ACH from your Relay Account in under two minutes on web or mobile, as long as you submit before 4:15pm ET on a business day.UpdatedAugust 11, 2026
- How to Send a Domestic Wire From Your Relay AccountSend a domestic wire from your Relay checking account on web or mobile, and the recipient's bank typically receives payment within one business day.UpdatedAugust 11, 2026
- How to Send a Check Payment from Your Relay AccountMail a check from your Relay checking account in about three minutes on web or mobile; checks send the next business day and typically arrive in 8–10…UpdatedAugust 11, 2026
- Sending International Wires with RelayRelay offers two international wire options: the Local Network for lower cost and faster delivery, and the Swift Network for global coverage and full…UpdatedAugust 11, 2026
- How to Send an International Wire Through the SWIFT NetworkSend USD or foreign-currency wires to payees in most countries through Relay's SWIFT connection, typically arriving in 2 to 3 business days.UpdatedAugust 11, 2026
- How to Send an International Wire Through Relay's Local NetworkRelay's Local Network sends international wires in EUR, GBP, CAD, or AUD over local payment rails at lower fees than a SWIFT wire.UpdatedAugust 11, 2026
- How to Enable Third-Party Check Support on Your Relay AccountEnable third-party check support to write and send physical checks from your Relay checking accounts using a checkbook you order from an approved…UpdatedAugust 11, 2026
- How to Order a Third-Party Checkbook for Your Relay AccountYou can order third-party checkbooks from vendors like ts-direct.com, Staples, or Costco once check writing is enabled on the Relay checking account tied…UpdatedAugust 11, 2026
- How to Set Up Recurring or Scheduled Payments in RelayRelay supports scheduled one-time payments and recurring payments for ACH, wires, and checks, plus recurring internal transfers between your own Relay…UpdatedAugust 11, 2026
- How to Convert Currency in RelayRelay converts currency for international wires initiated on desktop, using the Swift Network or Local Network, Monday to Friday from 7 AM to 6 PM ET.UpdatedAugust 11, 2026
- How to Pay Off an External Credit Card From Your Relay AccountYou can pay off an external credit card by giving the card provider your Relay account and routing numbers, then letting them pull the payment as an ACH…UpdatedAugust 11, 2026
- How to Verify a Payment With SMS 2FA in RelaySMS two-factor authentication adds a one-time code check to payments from your Relay account, typically adding about 30 seconds to the payment flow.UpdatedAugust 11, 2026