No. Relay does not offer personal bank accounts.
Relay is built for small businesses, so our accounts are designed for eligible business owners, teams, bookkeepers, and accountants managing business finances.
Can I open a Relay account for personal use?
No. Relay accounts cannot be opened or used as personal accounts. If you need a personal checking or savings account, we recommend exploring a financial institution that offers personal banking services.
Who can open a Relay account?
Relay supports business banking for eligible business entities. Requirements may vary based on your business type, ownership structure, and the information needed to verify your application.
To confirm whether your business is eligible and see what information you may need to provide, review Required Documents and Organization Details to Open a Relay Account by Entity Type.
Frequently asked questions
Does Relay offer joint personal accounts?
No. Relay does not offer personal accounts, including joint personal accounts. Relay accounts are designed for eligible businesses.
Can I use Relay if I am a sole proprietor?
Sole proprietors may be eligible to apply for a Relay business account. Requirements can vary based on your business type and the information needed to verify your application.
To confirm what you may need to provide, review Required Documents and Organization Details to Open a Relay Account by Entity Type .
Is Relay for business or personal banking?
Relay is for business banking. It is not intended for personal banking, personal household finances, or personal checking and savings needs.
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