Overview
Opening a Relay business account is a fast, secure, and entirely online process designed for small business owners, entrepreneurs, and accounting professionals.
Before submitting an application:
Relay supports accounts for businesses that are registered and operate in the United States.
Certain industries are not supported. See: Prohibited Industries
Relay does not currently support accounts for personal banking, escrow, trusts, or 401(k)s.
Business owners residing in these countries are not eligible for a Relay account.
To learn more about Relay before submitting your application, see: What is Relay?
What You’ll Need to Apply
Before you begin, make sure you have the following ready:
Your legal business name and address
Employer Identification Number (EIN) and formation documents (e.g., Articles of Incorporation)
Personal information for all beneficial owners (name, date of birth, address, SSN, photo ID)
A valid U.S. phone number and email address
Internet access and a computer or mobile device
For a detailed list by business type (LLC, Corporation, Sole Proprietor, etc.), see: Required Documents and Organization Details to Open a Relay Account (by Entity Type).
Step-by-Step Instructions
Go to the Relay Sign-Up Page
Enter Your Email. Provide a valid email address you’d like associated with your Relay account. This will be used for all future communications.
Confirm Your Eligibility. Relay only supports U.S.-registered business entities. You must:
Be at least 18 years old
Have a valid SSN
Be operating a business registered in the United States
Provide Business Details
You’ll be asked to enter:
Business name and DBA (if applicable)
Type of business entity (LLC, Corporation, etc.)
EIN (Employer Identification Number)
Business address* and industry
Add Owners and Beneficial Controllers. For each owner and anyone who controls the business (e.g., a CEO), you’ll need to submit:
Full legal name
Date of birth
Residential address
Social Security Number (SSN)
Valid government-issued photo ID
Upload Required Documents. Relay will prompt you to upload formation documents and verification materials. These may include:
Articles of Incorporation
EIN confirmation letter
Business address verification
Personal ID (driver’s license or passport)
Complete Identity Verification. You may be asked to complete a selfie verification step. Make sure you:
Have good lighting
Remove hats or glasses
Hold a valid ID clearly in view if prompted
Review & Submit Your Application
Once all required information is entered, click Submit. You’ll receive a confirmation email and can log in to track your application status.
*Please Note: If your business uses a Registered Agent (RA) address as its legal business address, you'll be prompted to provide a second address — your operational business address. This should be the physical location where you conduct your business (such as a home office or coworking space), and it cannot be another RA address.
What Happens Next?
Most applications are reviewed within 1–2 business days.
You may receive follow-up requests to clarify or update documents.
Once approved, you can immediately fund your account and start using Relay.
Ready to be On the Money?
For a full overview of the required documents and information needed to complete your application, see: Required Documents and Organization Details to Open a Relay Account (by Entity Type).
To apply for a Relay account, click here. It only takes a few minutes to submit an application.
Most applications are reviewed within 1–2 business days.
You may receive follow-up requests to clarify or update documents.
Once approved, you can immediately fund your account and start using Relay.
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