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Am I Eligible for the Relay Visa® Credit Card?

UpdatedAugust 11, 2026

Eligibility for the Relay Visa® Credit Card is invitation-only and based on your business structure, U.S. incorporation, monthly revenue, and how long your business has been operating.

Who qualifies for the Relay Visa® Credit Card?

Your business qualifies when it meets both the structure requirements and one of the two revenue-and-tenure options below. Only customers who meet the criteria receive an in-app invitation to apply.

What business structure requirements apply?

Your business must meet all three structure requirements below:

  • U.S.-incorporated and U.S.-operated

  • Structured as an LLC, General Partnership, or Corporation (Sole Proprietorships are not eligible)

  • Owned by U.S.-based beneficial owners

What revenue and business-age options qualify?

Your business must meet one of the two options below in full. Both revenue figures use the average of the last three months.

Option 1

  • $50,000 or more in average monthly revenue over the last three months

  • Business at least 12 months old

Option 2

  • $20,000 or more in average monthly revenue over the last three months

  • Business at least 6 months old

  • Minimum $25,000 maintained in your Relay Account at the time of application

How do I know if I have been invited to apply?

Qualified businesses receive an in-app invitation to apply for the Relay Visa® Credit Card. If you do not see an invitation in your Relay Account, your business either does not currently meet the criteria above or has not yet been reviewed for invitation.

Where can I read more about the Relay Visa® Credit Card?

The Overview of the Relay Visa® Credit Card covers card features, cash back, and payment mechanics. The Applying for the Relay Visa® Credit Card article walks through the application process step by step once you have been invited.

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If this article did not fully answer your question, our Customer Experience team is here to help.

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Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC.