The Grow plan is built for businesses with expanding teams, increasing cash flow complexity, and a need for greater control. As your operations grow, so do the demands on your financial systems. Relay Grow provides the tools to help you stay ahead of spend, manage working capital efficiently, and avoid shortfalls.
For $30/month, Grow delivers the advanced financial workflows and customization you need to bring order and control to your business finances—without losing the hands-on visibility that made your business successful in the first place.
Sections in this article
Monthly Plan Details
Price: $30/month
Savings APY1: 1.75%
Relay Visa® Credit Card Cash Back: 1.25%
Checking Accounts: Up to 20
Savings Accounts: 2
Support: Relay offers fast and friendly customer support via chat, phone, or email. Support is available Monday–Friday, 9:00am–8:00pm ET.
Sending & Receiving Money
Feature | Cost / Included |
|---|---|
Banking Features | |
Standard ACH (1–2 days) | Free |
Same-Day ACH | $3 |
Domestic Wires | $5 |
International Wires (Local Network) | $3 |
International Wires (SWIFT) | $22 |
Currency Exchange | As low as 1.00% |
Mailed Checks & Checkbooks | Free |
ATM Withdrawals (AllPoint Network) | Free |
Bill Pay | |
Unlimited Standard Payments | ✅ |
Unlimited Bill Payments | ✅ |
Bills Inbox | ✅ |
Accounting Integration (QuickBooks, Xero) | ✅ |
Approval Rules | ✅ |
Batch Vendor Payments | ✅ |
Partial Payments | Coming Soon |
Bill Categorization (Manual & Automated) | ✅ |
Expenses | |
Spend & Receipt Policies | ✅ |
Daily/Monthly Spend Limits | ✅ |
Receipt Attachments | ✅ |
Automated Expense Categorization | ✅ |
Accounting Integration | ✅ |
Invoicing | |
Standard Payment Requests | ✅ |
Standard Invoicing | ✅ |
Branded Requests | ✅ |
Recurring Invoices | ✅ |
Partial Payments (Invoicing) | Coming Soon |
Surcharging Clients | ✅ |
Payment Processing Fees | |
Credit Card Payments | 2.9% + $0.30 |
Pay-by-Bank (ACH Pull) | 0.75%(Capped at a maximum fee of $10.) |
Incoming Wire Transfers | $5 per incoming wire via Payment Requests |
Accounting Integrations | |
QuickBooks Online | ✅ Bank Feeds, Bills, Receipts, Expenses |
Xero | |
Gusto | ✅ |
Plaid / Yodlee | ✅ |
Partner Perks
The Grow plan does not include partner discounts. To unlock those, consider upgrading to the Scale plan.
Not Included in Grow
Some features are exclusive to the Scale plan, including:
Expanded Banking Capabilities
More Powerful Banking & Automation
Improved Rates and Rewards
Lower Outgoing Payment Fees
Exclusive Partner Perks
Priority Support
Ready to unlock these features? Upgrade to Scale when you’re ready for more control and flexibility.
How to upgrade to Grow
Sign in to your Relay account on your desktop.
Navigate to the Settings tab.
Click Plans and Billing
Under the Grow panel, click on Get Grow Now
Scroll down, then select the Relay checking account you want to use as your payment account for your monthly subscription. This account must have a minimum balance of $30 to be selected.
Click Checkout.
Your plan will take effect immediately, and if you change plans mid-cycle, any unused time on your previous plan will be automatically credited.
Frequently Asked Questions
What are the differences between the Starter plan and Grow plan?
For more information on the differences between our subscription plans, feel free to view Overview of Relay Subscription Plans
Can I switch back to a free account if I cancel?
Yes, canceling your subscription will revert your account to our Starter plan.
What happens if my payment fails?
If your payment fails, we will notify you and provide you a grace period of 48 hours before reverting your account back to the Starter Plan. You will also lose all benefits of the Grow plan.
Will my benefits change if I stay on my current plan?
Yes! You can upgrade or cancel your plan at any time through your account settings. To do so, go to Settings and click on Plans and Billing.
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