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How Do I Edit My Relay Visa® Credit Card Transaction Limits?

UpdatedAugust 11, 2026

Set custom daily and monthly spending limits on any Relay Visa® Credit Card from the Relay web app or mobile app, and the new limits take effect immediately after you save.

What you need before you start

  • An active Relay Account

  • Administrator or Manager role on the credit account (only these roles can edit card limits)

  • The cardholder name or the last four digits of the card you want to update

How do I edit transaction limits from the Relay web app?

Update a card's daily and monthly limits from the Cards page in six clicks.

  1. Sign in to your Relay Account at relayfi.com

  2. Open the Cards page from the left navigation

  3. Select the Relay Visa® Credit Card you want to edit

  4. Click Edit beside Spending controls

  5. Toggle on custom limits, then enter the daily and monthly transaction amounts you want

  6. Click Save

How do I edit transaction limits from the Relay mobile app?

Update a card's daily and monthly limits from the Cards tab on iOS or Android.

  1. Sign in to the Relay mobile app

  2. Go to the Cards tab

  3. Tap the credit card you want to edit

  4. Tap Spending controls

  5. Select Daily transaction limit or Monthly transaction limit and enter the amount

  6. Tap Set limit

When do the new limits take effect?

New limits take effect immediately after you save. The next transaction on the card is measured against the updated daily and monthly amounts.

Who can edit transaction limits?

Administrators on the Relay Account and any team member assigned the Manager role on the credit account can edit transaction limits. Other roles need to ask an Administrator or Manager to make the change.

What is the maximum limit I can set?

Maximum daily and monthly limits vary by account and can increase over time with card usage. There is no formal request process for a higher ceiling; it adjusts automatically as the credit account is used.

If your current maximum is lower than what your business needs, keep using the card as usual, and the available maximum grows with your account.

Common issues

  • Spending controls option is not visible: your team role does not include card management. Ask an Administrator or Manager to update your permissions or to make the change for you.

  • Card was lost or stolen: freeze or terminate the card instead of lowering the limit as a workaround. Follow the steps in the lost or stolen guide linked below.

  • Maximum limit is not high enough for a purchase: no formal request process exists. Continue using the card as normal and the ceiling adjusts automatically as your account matures.

Talk to our Customer Experience team

If this article did not fully answer your question, our Customer Experience team is here to help.

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Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC.